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Transport
Industry
At
CSA we are focused on assisting owners, operators and managers of
transport businesses of all sizes.
We
are also an alliance partner of the NSW Road Transport Association
(NSWRTA) www.nswrta.com.au
CSA
conduct regular educational and finance awareness workshops for NSWRTA
members as part of this alliance.
We
can help you to understand and avoid the costly traps and pitfalls
involved when financing trucks, cars, and property.
We
can also
equip you to be able to save thousands of dollars as well as regain and
maintain the control of your business banking relationships.
Some
of the following initiatives are part of the overall CSA strategy to
help you achieve these goals:
“NO
FINANCIALS” Truck Finance *
CSA
Capital will
consider funding trucks up to 5 years old for property owners with good
credit history, who may not be able to provide Financial Statements or
Tax returns.
“Equity
Advantage” - $’000’s back in your pocket
when you payout your truck loan early
With
CSA
Capital’s “Preferential Early Payout ”
products, you
benefit when trading in trucks and early repaying finance contracts. On
a standard $250,000 truck finance contract this can give you an
approximate saving of up to $14,700 - the equivalent of an interest
rate reduction of almost 3% per annum. *
Lender
Choice
Allows
CSA
Capital to provide transport industry operators with very competitive
mainstream and non-standard finance products from a wide range of
lenders.
Free
Truck Finance Costing Analysis
CSA
Capital
provides members with a Free Truck Finance costing analysis and report
for existing and proposed finance contracts. These reports can then be
discussed with your accountants.
CSA
Capital
works with your Accountant to provide the Lowest Cost and most tax
effective financing methods.
We seek to involve your accountant wherever possible, so that they too
are completely confident that we are providing significant solutions
and valuable alternatives to your current and future financing
transactions.
Free
Financial Health Check and Protection Strategies to avoid the Finance
Rip Offs (Estimated Value : $650)
CSA
Capital
provides free audits and reports of all current bank and finance
company borrowings with a report provided to you and your accountant.
We will alert you if you are not getting a good deal, and we will
advise on cheaper, more effective solutions.
Residential
and Commercial Property Finance at very competitive interest rate
discounts.
For
residential mortgages over $750,000 – rate discounts of up to
0.75% below the standard variable interest rate.
For
residential mortgages between $250,000 and $750,000 - rate discounts of
0.7% below the standard variable interest rate.
For
commercial
and industrial property mortgages – borrow up to 85% of the
value
of your commercial premises at very competitive rates.
Discount
Motor Vehicle Purchasing.
CSA
Smart Drive
provides you with preferential pricing on new and used motor vehicles
via the bulk purchasing power of over 3,200 clients and intermediaries.
Finance
contracts which don’t tie your truck loan in with your other
Bank Loans (including your Home Loan)
Unlike
your
business bankers, CSA Capital will finance your trucks and equipment on
a stand alone basis. This means only your trucks and equipment are used
as security. They aren’t captured / cross securitized with
any
other borrowings you may have with your bank. If you finance trucks and
equipment with your bank, they will usually be captured by the bank and
the debt added to all your existing bank borrowings. This is dangerous
from a business perspective. Not only can it severely restrict your
future borrowing capacity with the bank, but the bank can be in a
position where they are controlling your business activities, not you.
Pre
Approved Truck Finance Bulk Facility ***
CSA
Capital
provides a free service to seek finance pre approval on future truck
purchases. This enables you to buy your trucks with total confidence,
secure in the knowledge that all you have to do is call CSA Capital
when you have found the truck/s you want.
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*
Conditions apply.
**
Based on a
$250,000.00 Commercial Hire Purchase Contract over 60 months with a
residual of 30%, and is repaid after 30 months of commencement of the
loan.
***
Subject to lenders credit criteria.
Some
of these traps can be very dangerous to your business and its
future financial health.
There are real solutions to these problems.
We will tell you about them, and how you can avoid them in very simple
steps
To obtain further information, please contact us on (02) 9499 5500
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